David A. Noyes & Company collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
  
  
• Information about your transactions with us or others
  
  
• Information we receive from a consumer-reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

David A. Noyes & Company restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. David A. Noyes & Company maintains physical, electronic, and procedural safeguards to help protect your nonpublic personal information.